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WebShe joined the Trust department of First State Bank and Trust in 2015. With over thirty years of experience in financial services, Pam enjoys working with clients on financial … WebFirst State Bank & Trust We Offer Very Sweet CD Rates Stop in at Ray, Crosby or Williston locations to open one today! Learn More Heidi Olson Growing Relationships … WebFirst State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells ... shutil copy permission denied windows